The deductible is the amount you pay before your plan begins to pay for eligible vision services. Great news! With Aetna Vision Preferred Direct plans, there is no deductible. Your plan starts covering costs right away.
Hassle-free vision care More choices, more providers, more flexibility
Thousands of independent eye doctors. Popular eyewear stores. Online shopping options. Aetna Vision Preferred lets you get care, wherever it works best for you.
Covered eye care benefits

Covered eye care benefits
Enjoy quality vision coverage that’s easy on your eyes and your wallet. Members get:
Coverage for routine eye exams
Coverage for eyeglasses or contacts
Freedom to visit any provider
Online shopping options
A choice of retail and independent locations, many with extended hours
Discounts and savings just for members

Discounts and savings just for members
When you visit network providers, you can save on many other vision items. Plus, enjoy exclusive offers at no extra cost.* You can even combine some offers with your covered benefits for greater savings.
Discounts, savings and exclusive perks
20% off any balance over your frame allowance
15% off any balance over your conventional contact lens allowance*
Up to 40% off extra pairs of prescription eyeglasses and sunglasses
- Up to 20% off noncovered items, like nonprescription sunglasses, and lens extras like antireflective coatings
- Coupon codes for free express shipping on online purchases
- Get 15% off retail or 5% off any promotional price offered through LasikPlus®, TLC Laser Eye Centers and the LASIK Vision Institute®. Visit lasikdiscounts.com for more information.
Important terms for you to know
Deductible
The deductible is the amount you pay before your plan begins to pay for eligible vision services. Great news! With Aetna Vision Preferred Direct plans, there is no deductible. Your plan starts covering costs right away.
Eye exam copay
The copay is the amount you pay to the network provider for your routine eye exam. You pay this at the time of your visit. The copay amount depends on the plan you select. Your eye doctor will bill the rest of the cost of your visit to Aetna.
Eye exams help doctors monitor your vision. You can get 1 eye exam every 12 months.
Standard lens copay
The standard lens copay is the amount you pay to a network provider for your basic eyeglass lens. Base eyeglass lenses include:
standard plastic single vision lenses
bifocal lenses
trifocal lenses
lenticular lenses
You can use your lens benefit towards the purchase of eyeglass lenses or contact lenses every 12 months.
Frame allowance
The frame allowance is the amount your plan covers for your eyeglass frames when you visit a network provider.
The amount of your frame cost your plan covers when you visit a network provider. If your frame cost is more than the frame allowance, you get 20 percent off the remaining balance. You’re responsible for the balance up to the total cost of the frame.
Contact lens allowance
The contact lens allowance is the amount your plan covers when you buy conventional contact lenses from a network provider. If your purchase goes over your plan's allowance, you get 15 percent discount on the remaining balance. You can use your lens benefit to buy eyeglass lenses or contact lenses every 12 months.
Progressive lens copay
The amount you pay to the network provider for upgrading to a progressive lens. This copay includes the cost of the bifocal lens plus the progressive upgrade. If the progressive lens you choose is not in tiers 1 through 3, you get a 20 percent discount off the retail cost plus a $120 plan allowance.
Standard lens options
When you visit a lens provider, you can get various lens options at a discount. You won’t pay more than the listed amount. Some lens options are fully covered based on your plan. While other lens options are available at a 20 percent discount off the retail cost.
Out-of-network coverage
You can visit an out-of-network provider if you want to. If you do, you’ll need to pay the provider in full at the time of the visit. Then, you’ll need to submit a claim to Aetna to get reimbursed. You can be reimbursed up to the maximum out-of-network plan limit.
Monthly cost
The monthly costs shown are examples of our lowest monthly rates. This is what you pay each month for your vision plan. Your cost may vary based on the individual vision plan you choose and the number of people you insure. Once you choose a plan, check your plan documents for your covered services and benefit levels.
Tools to fit your lifestyle
Aetna Vision Preferred Direct includes digital tools to help make managing your vision care more convenient.
Know before you go tool
Now, it’s easier to estimate your out-of-pocket costs so you can be a savvy shopper. Log into your AetnaVision.com account and click the Estimate Costs tab. Select the service you need, get details about products, and a clear picture of potential out-of-pocket costs.
Aetna Vision Preferred website
Your vision plan in one place. Find coverage details, claims, exclusive discounts, wellness info and more.
Aetna Vision Preferred app
Manage your vision care with the Aetna Vision Preferred app. Access your ID card, check your benefits. Unlock special benefits, everyday savings, and special deals. Plus, access all the features of AetnaVision.com on the go.
Maximize your vision benefits
Take full advantage of your vision coverage with easy access to health insights, plan details, and personalized support whenever you need it.
Get a clearer health check
Routine eye exams can uncover vision and medical issues, ensuring timely treatment for your overall well-being.
Get plan information
Access your summary of benefits and plan documents to learn more about what your plan has to offer.
Get in touch with us
Questions about claims and benefits?
Call 1-877-973-3238 (TTY: 711), Monday-Saturday, 8 AM to 11 PM ET and Sunday 11 AM to 8 PM ET.
Legal notices
Vision insurance plans are offered, insured, and/or administered by Aetna Life Insurance Company (Aetna). Certain claims administration services are provided by First American Administrators, Inc., and certain network administration services are provided through EyeMed Vision Care, LLC. Providers in the Aetna Vision network are contracted and credentialed through EyeMed Vision Care, LLC according to EyeMed's requirements. EyeMed and Aetna® are independent contractors and not agents of each other. Provider participation may change without notice.
This material is for information only. Vision insurance plans contain exclusions and limitations. Not all services are covered. See plan documents for a complete description of benefits, exclusions, and limitations of coverage. Plan features and availability may vary by location and are subject to change.
Discount offers are not insurance. They are not benefits under your insurance plan. You get access to discounts off the regular charge on products and services offered by third-party vendors and providers. Aetna makes no payment to the third parties — you are responsible for the full cost. Check any insurance plan benefits you have before using these discount offers, as those benefits may give you lower costs than these discounts.
CVS and Aetna® are part of the CVS Health® family of companies.
Trademarks and logos displayed are the property of their respective owners.
Deductible
Eye exam copay
The copay is the amount you pay to the network provider for your routine eye exam. You pay this at the time of your visit. The copay amount depends on the plan you select. Your eye doctor will bill the rest of the cost of your visit to Aetna.
Eye exams help doctors monitor your vision. You can get 1 eye exam every 12 months.
Standard lens copay
The standard lens copay is the amount you pay to a network provider for your basic eyeglass lens. Base eyeglass lenses include:
- standard plastic single vision lenses
- bifocal lenses
- trifocal lenses
- lenticular lenses
You can use your lens benefit towards the purchase of eyeglass lenses or contact lenses every 12 months.
Frame allowance
The frame allowance is the amount your plan covers for your eyeglass frames when you visit a network provider.
The amount of your frame cost your plan covers when you visit a network provider. If your frame cost is more than the frame allowance, you get 20 percent off the remaining balance. You’re responsible for the balance up to the total cost of the frame.
Contact lens allowance
The contact lens allowance is the amount your plan covers when you buy conventional contact lenses from a network provider. If your purchase goes over your plan's allowance, you get 15 percent discount on the remaining balance. You can use your lens benefit to buy eyeglass lenses or contact lenses every 12 months.
Progressive lens copay
The amount you pay to the network provider for upgrading to a progressive lens. This copay includes the cost of the bifocal lens plus the progressive upgrade. If the progressive lens you choose is not in tiers 1 through 3, you get a 20 percent discount off the retail cost plus a $120 plan allowance.
Standard lens options
When you visit a lens provider, you can get various lens options at a discount. You won’t pay more than the listed amount. Some lens options are fully covered based on your plan. While other lens options are available at a 20 percent discount off the retail cost.
Out-of-network coverage
You can visit an out-of-network provider if you want to. If you do, you’ll need to pay the provider in full at the time of the visit. Then, you’ll need to submit a claim to Aetna to get reimbursed. You can be reimbursed up to the maximum out-of-network plan limit.
Monthly cost
The monthly costs shown are examples of our lowest monthly rates. This is what you pay each month for your vision plan. Your cost may vary based on the individual vision plan you choose and the number of people you insure. Once you choose a plan, check your plan documents for your covered services and benefit levels.
For exclusive offers at no extra cost
Offers subject to change. Terms and conditions apply. Visit AetnaVision.com for more details and instructions.
For contact lens allowance
Lenses intended for ongoing, daily-wear use, including rigid gas-permeable lenses.